Over 60 Years of Experience

At AIC & Associates, we combine decades of expertise with a people-first approach to deliver strategic, affordable, and customized solutions for employers, unions, and associations.

About Us

Reid Fragel, Partner – AIC & Associates

Reid Fragel is an experienced insurance professional and entrepreneur with a proven track record of helping businesses design cost-efficient, transparent, and sustainable employee benefits and risk management strategies. As President of Ready-2-Insure and now Partner at AIC & Associates, Reid brings a forward-thinking approach that combines innovative funding solutions, advanced technology, and personalized client service to deliver measurable value for employers across industries.

A former Ohio State Buckeye and NFL athlete, Reid leverages his competitive drive and leadership background to challenge outdated industry norms and champion a client-first model built on clarity and trust. His expertise spans employee benefits, self-funded health plans, and commercial insurance, with a focus on driving meaningful savings while elevating the client experience.

Who We Are

AIC & Associates is a trusted provider of customized benefits and risk management solutions, proudly serving employers, unions, and associations across the United States. With over 60 years of combined experience, we understand the unique challenges faced by organizations of all sizes—and we know how to deliver results.

Our mission is simple: to protect your people and your future through strategic, creative, and cost-effective benefit solutions. Whether you’re a small business, a large union, or a national association, we tailor our approach to fit your needs, your budget, and your goals.

Here’s what AIC & Associates Can Provide for You:

  • Combined 60 Years of Experience in Voluntary Benefits

  • Complete and Comprehensive Risk Assessment

  • Consultations for Small and Large Businesses

  • Customized Coverage for Any Budget

  • Capacity to enroll large employer groups, Unions and Associations.

  • Knowledgeable and Efficient with Multiple Voluntary Benefits Carriers

  • Competitive Contract Offers for brokers and agents

  • Skilled in Strategy Development and Execution

  • Personable and Knowledgeable Enrollment Team

  • Maximize Efficiency with Technology

  • Ability to Compose Proposal for High Risk Cases and Develop Strategy for Logistically Challenging Cases

  • Relationship Centered and Trustworthy

  • And So Much More!     

Our Proven Method

Why Us

About Us

About Us

At Get Dollar Done, we believe that reliable bookkeeping is the backbone of a successful business. Founded with the goal of simplifying financial management, we offer professional bookkeeping services designed to keep your finances in perfect order. Whether you're a small business or a growing company, our expert team ensures that your records are accurate, compliant, and up-to-date.

Decades of Experience

With over 60 years in the industry, our team brings unmatched expertise in voluntary benefits, risk management, and large-scale enrollments. We’ve worked with organizations of all sizes and understand what it takes to deliver lasting results.

Customized, Creative Solutions

No two clients are alike—which is why we never use one-size-fits-all plans. We assess your unique needs and budget, then build tailored benefit packages and strategies that align with your goals and challenges.

Reliable. Personable. Efficient.

From start to finish, our team is hands-on and relationship-driven. We value clear communication, fast turnaround times, and a smooth experience—for you and your people.

Built on Trust. Focused on Your Future.

Choosing AIC & Associates means gaining a long-term partner—not just a provider. We’re here to support your organization with integrity, insight, and solutions that grow with you. Your success is our priority, and we’re ready to help you invest in a stronger, more secure future.

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Testimonials

What They Say About Us

"AIC & Associates helped us revamp our entire benefits program without exceeding our budget. Their team was responsive, strategic, and genuinely cared about our employees."

Mark Reynolds, HR Director, Summit Manufacturing

"Their consultation saved our union thousands. From enrollment to execution, AIC made every step seamless—and our members are happier for it."

Linda Chavez, President, Local 315 Firefighters Union

"We’ve worked with many brokers, but none have delivered the creativity and follow-through that AIC does. They’ve been a true partner in managing risk and benefits."

James Lee, Executive Director, Northwest Trade Association